Reviews about SwissGlobal Insurance

Swiss Global
Score awarded by policyholders
0/5 for 1 reviews
Score awarded by experts
66/100
Destination country

Who is Swiss Global Insurance ?

Founded in 1998, Swiss Global is a Swiss wholesale broker and TPA initially specializing in international health insurance for Swiss citizens eager to maintain health coverage abroad as effective as in their home country.

Swiss policyholders have access to a network of healthcare professionals and hospitals and retain the freedom to seek medical care wherever they prefer while abroad.

The Swiss Global Insurance offer is now open to individuals of other nationalities, including the French, who particularly appreciate the opportunity to benefit from coverage provided by a leading insurance company in France for social protection.

Launch Year 1998
CFE Approved No
Number of Plans Compared 4
Tiers payant hospitalier Worldwide
Management Centers Geneva
Expat Policy Insurance Groupe Vyv
Evacuation Assistance Groupe Vyv
Applicable Law French

Trait

Swiss Global expatriate insurance

Lifetime health insurance contract available from the 1st Euro for coverage worldwide (excluding the USA and Switzerland) or the 1st Dollar for coverage in the USA. Subscriptions open up to 65 years. Flexible and customizable coverage with four levels of benefits. The management of benefits is handled directly by the multilingual team at Swiss Global's dedicated center.

The financial guarantee for the contract comes from Vyv Group, a prominent French mutualist group, including MGEN and Harmonie Mutuelle. Vyv Group also oversees direct payment services to hospitals and medical evacuation in emergencies, drawing on their expertise in insuring personnel from the National Education System across all French schools worldwide.

Trait

Reviews by experts
on expatriate health insurance

Score awarded by experts
66/100
Coeff. Score
Underwriting process ? 10% 5.5/10
Waiting periods ? 5% 3/5
Timeliness of reimbursements ? 20% 12/20
Claims management ? 10% 3.5/10
Rate increase ? 20% 19/20
Contractual and legal security ? 20% 15/20
Exclusions ? 10% 6/10
Contract flexibility ? 5% 2/5
OVERALL SCORE 66/100
Strengths / Weaknesses
Trait
Strengths
  • 3 coverage areas / 3 matching currencies
  • Attractive premiums : 1st year and USA
  • VYV's group expertise
  • Repatriation assistance included
  • 100% hospitalization coverage and direct-billing
  • Direct-billing for some outpatient costs
Trait
Weaknesses
  • Limited routine/preventive medical coverage
  • Prior authorization for all expences exceeding $ 400
  • Rigid mangement processes
  • Required justification for each invoice
  • Lack of mobile app or online customer portal
  • +3% fee for credit card payments

Reviews by policyholders

Score awarded by policyholders
0/5 for 1 reviews
Verified reviews 4.9/5